If you're rolling over Roth (after-tax) assets, you'll need a Roth IRA. If you're rolling over both types of assets, you'll need two separate IRAs. Note. Roll over old ks or IRAs to T. Rowe Price to simplify your retirement savings. We'll work with your current provider to handle most of the paperwork. Generally, you'll only be able to transfer a (k) to a Roth IRA if you are rolling over your (k), the plan allows in-service withdrawals, or the plan. Pre-tax only: You can only transfer pre-tax IRA funds to a (k). Under current law, you cannot transfer Roth IRA assets into a Roth (k) or Roth b. You can choose to open a new Roth or traditional IRA, or you can roll into an existing IRA. Move money. Fund your IRA. You may gain tax benefits by converting all or a portion of your Traditional IRA or eligible rollover distributions from your QRP into a Roth IRA. Please. Retirement plan participants can move after-tax money in a workplace plan like a (k) to a Roth IRA but there are some rules. Once you're no longer employed by your plan sponsor, you can typically request a rollover or distribution. If you have Roth (k) contributions. So to answer your first question, yes, it could make sense to open a Roth IRA at least five years before you plan to rollover your Roth (k). If you're rolling over Roth (after-tax) assets, you'll need a Roth IRA. If you're rolling over both types of assets, you'll need two separate IRAs. Note. Roll over old ks or IRAs to T. Rowe Price to simplify your retirement savings. We'll work with your current provider to handle most of the paperwork. Generally, you'll only be able to transfer a (k) to a Roth IRA if you are rolling over your (k), the plan allows in-service withdrawals, or the plan. Pre-tax only: You can only transfer pre-tax IRA funds to a (k). Under current law, you cannot transfer Roth IRA assets into a Roth (k) or Roth b. You can choose to open a new Roth or traditional IRA, or you can roll into an existing IRA. Move money. Fund your IRA. You may gain tax benefits by converting all or a portion of your Traditional IRA or eligible rollover distributions from your QRP into a Roth IRA. Please. Retirement plan participants can move after-tax money in a workplace plan like a (k) to a Roth IRA but there are some rules. Once you're no longer employed by your plan sponsor, you can typically request a rollover or distribution. If you have Roth (k) contributions. So to answer your first question, yes, it could make sense to open a Roth IRA at least five years before you plan to rollover your Roth (k).
Your Choices: · Roll over to a traditional IRA · Roll over to a Roth IRA · Take a lump-sum distributionFootnote · Leave the assets in your former plan · Move to a. If you don't already have a rollover IRA, you'll need to open one—this way, you can move money from your former employer's plan into this account. If there are. A (k) rollover transfers assets from your previous employer's plan directly to another tax-deferred account. A Rollover IRA is a retirement account that allows you to roll money from your former employer-sponsored retirement plan into an IRA. If you have money in a designated Roth (k), you can roll it directly into a Roth IRA without incurring any tax penalties. However, if the (k) funds are. When you are rolling over a Roth k, it makes sense to roll it over into a Roth IRA, because you have already paid the taxes on your contributions. If you. You should transfer the funds from the Roth (k) into a Roth IRA if you elect to roll the funds over to an individual retirement account (IRA). You should. You may be able to keep your retirement savings in your previous employer's plan, roll it over to your new employer's plan, or roll it into an IRA. Compare the. Your Choices: · Roll over to a traditional IRA · Roll over to a Roth IRA · Take a lump-sum distributionFootnote · Leave the assets in your former plan · Move to a. Find out how and when to roll over your retirement plan or IRA to another retirement plan or IRA. Review a chart of allowable rollover transactions. The answer is no. If it's a k from an old job, then you can but you will owe taxes on the conversion from a pre-tax account to a post-tax account. High earners who can't contribute to a Roth IRA or deduct traditional IRA contributions can potentially convert traditional IRA or (k) funds into a Roth IRA. A Roth conversion occurs when funds are distributed from a traditional IRA or (k) retirement account into a Roth IRA account. Can I convert money from a traditional (k) to a Roth IRA? Yes, once retired or while still working if your plan permits in-service withdrawals from your. It is a process that allows you to move funds from your previous employer-sponsored retirement plan, a (k), for example, into an IRA. Step 1 – Choose an IRAExpand · First, determine whether you need a Traditional or Roth IRA. Your designated Roth account can only roll to a Roth IRA, or another. An IRA rollover (also known as IRA transfer) is a way to take your previous (k) retirement account with you, but there are tax impacts to be aware of. Leave the assets in your former employer's plan · Withdraw the assets in a lump-sum distribution, · Roll over all or a portion of the assets to a traditional IRA. Leave the assets in your former employer's plan · Withdraw the assets in a lump-sum distribution, · Roll over all or a portion of the assets to a traditional IRA.
Trading fees remain the same on Advanced Trade as they were on Coinbase Pro, starting at % for price makers and % for price takers. The exact fees. The platform offered users advanced options to trade cryptocurrencies and low trading fees. In , Coinbase sunsetted Coinbase Pro. Many of the platform's. Whereas the maximum transaction fee on Coinbase Pro is %, Coinbase charges a flat fee of 1% on all cryptocurrency transactions, % for purchases made. Main platform features: Low fees, strong security protections, and many currency options · Fees: 0% to % per trade, % + € for credit card purchases. This varies but is usually about %. But there's a way to pay lower fees by using Coinbase Pro. It sounds may seem intimidating, but it's not too hard to use. Coinbase includes a spread in the price when you buy or sell cryptocurrencies or in the exchange rate when you convert cryptocurrencies. This allows us to. Zero trading fees: Does not apply to Advanced Trade, Coinbase Pro, or Coinbase Prime. In order to ensure the best execution, Coinbase includes a spread in the. Join Coinbase One today and get % APY on your first $30, USDC, zero trading fees, priority support, and more. Claim free trial.. Get up to $ in. Coinbase charges a fee of $ to $ per trade depending on the size, plus a spread of about % between buying and selling prices. On Coinbase Pro, you. Trading fees remain the same on Advanced Trade as they were on Coinbase Pro, starting at % for price makers and % for price takers. The exact fees. The platform offered users advanced options to trade cryptocurrencies and low trading fees. In , Coinbase sunsetted Coinbase Pro. Many of the platform's. Whereas the maximum transaction fee on Coinbase Pro is %, Coinbase charges a flat fee of 1% on all cryptocurrency transactions, % for purchases made. Main platform features: Low fees, strong security protections, and many currency options · Fees: 0% to % per trade, % + € for credit card purchases. This varies but is usually about %. But there's a way to pay lower fees by using Coinbase Pro. It sounds may seem intimidating, but it's not too hard to use. Coinbase includes a spread in the price when you buy or sell cryptocurrencies or in the exchange rate when you convert cryptocurrencies. This allows us to. Zero trading fees: Does not apply to Advanced Trade, Coinbase Pro, or Coinbase Prime. In order to ensure the best execution, Coinbase includes a spread in the. Join Coinbase One today and get % APY on your first $30, USDC, zero trading fees, priority support, and more. Claim free trial.. Get up to $ in. Coinbase charges a fee of $ to $ per trade depending on the size, plus a spread of about % between buying and selling prices. On Coinbase Pro, you.
Fees: Variable fees (Coinbase), % to % maker fee and % to % taker fee per trade (Coinbase Advanced Trader) · Currencies: + · Security: Two-step. Coinbase Pro is more appropriate for experienced crypto users. It has a steeper learning curve than Coinbase, but the fees are lower, especially if you are. This varies but is usually about %. But there's a way to pay lower fees by using Coinbase Pro. It sounds may seem intimidating, but it's not too hard to use. Bank transfers are also free on Coinbase Pro. However, the maker-taker fee is % for those who trade less than $10, a month. It only lowers down to %. There is no fee to stake or unstake. Coinbase takes a commission based on the rewards you receive from the network. Our standard commission is 35% for ADA, ATOM. Bank transfers are also free on Coinbase Pro. However, the maker-taker fee is % for those who trade less than $10, a month. It only lowers down to %. Join Coinbase One today and get % APY on your first $30, USDC, zero trading fees, priority support, and more. Claim free trial.. Get up to $ in. Coinbase Pro uses the maker-taker module to determine the trading fees it will charge investors. You'll pay between 0 to % for each transaction, depending on. Coinbase 🛡️'s posts ; 2K ; ; ; ; You pay the maker fee rate for this remaining portion of the total order. To see the complete fee structure, sign in to your slash-it.ru account and see the. Coinbase Advanced replaced Coinbase Pro as an improved advanced trading platform. Customers will see the same low volume-based fees as Coinbase Pro and do not. There's no fee to download Coinbase Pro—like the base version, the app charges a fee for every transaction that you make. But the Coinbase Pro pricing model is. Coinbase charges a spread of about % for buying and selling cryptocurrencies, while Coinbase Pro charges a maker-taker fee structure that can. Coinbase Pro has a tiered fee structure based on the total amount of trading volume over a day period. For customers with a trading. Coinbase Fees by Payment Method ; US bank account, % ; Coinbase USD wallet, % ; Debit card, % ; Instant card withdrawal, Up to % of any transaction. When utilizing Coinbase Pro, trading fees can be anywhere from 0% to % per trade. Users can expect to pay a taker fee between % to % and a maker fee. With Coinbase Pro, trading fees start at a % taker fee and % maker fee. As for Robinhood, the company claims it offers commission-free crypto trading. For more advanced traders, Coinbase Pro offers more professional trade execution and lower fees. However, in June , the company announced that Coinbase Pro. The exchange charges an annualized interest rate of 8% for both open and filled orders. It is calculated hourly and is charged daily for all hours in which you. Coinbase has 3 pricing edition(s), from $ to $ Look at different pricing editions below and read more information about the product here.
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Asphalt paving cost per square foot. The average cost of a new asphalt driveway is $7 to $13 per square foot, according to HomeAdvisor. How do contractors. Larger driveways will obviously cost more to pave than smaller ones. Typically cost per square foot is the largest factor. Material: The type of material. How Much Does it Cost to Pave a Driveway Per Square Foot in Canada? (Asphalt, Concrete, Paving Stones, Gravel) ; Asphalt. Starting at $5 per square foot, which. Paving an asphalt driveway costs $4, on average, with a typical range between $2, and $6, This project runs $7 to $13 per square foot, including $2 to. Asphalt driveways are typically more expensive than concrete driveways, with asphalt costing around $3-$4 per square foot, while concrete can cost around $2-$3. Driveway pavers cost an average of $5 to $30 per square foot, with a wide variation of cost between different styles. Pavers may be made from concrete, natural. Typical additional residential site clearing and preparation tasks range in cost from $ to $ per slash-it.ru depending on amount and size of material, and. Fresh asphalt is known for durability and affordability. It costs $1 to $5 per square foot depending on your location and the type and quality of asphalt. Pavers should cost at least $ per square foot to install in your home. Anything below that and you should question the quality of installation and. The cost per ton is $40 to $80 and per square foot is $ to $ The cost is determined by the size of rock in the asphalt, volume ordered, delivery cost. Concrete pavers, ranging from $2 to $10 per square foot, offer a durable and versatile option. Opting for natural stone elevates the cost significantly. That's in the ballpark of $10 per square foot for a professionally installed concrete driveway – some contractors may be able to work for cheaper but tread very. Asphalt paving costs $5 to $9 per square foot installed. Paving a new asphalt driveway costs $1, to $4, on average. The cost to pave a private asphalt. The average driveway pavement cost homeowners pay is between $8 and $25 per slash-it.ru with labor included. The total cost varies depending on the exact material. Size – Driveways are priced by the square foot. Depending on options and conditions, blacktop driveway costs between $4 to $7 per square foot. You can do a. The cost of asphalt driveways in New Jersey is less than $10 ($5- $8) per square foot. The pricing generally depicts the materials cost of driveway paving. This project involves adding a new layer of asphalt (about 1 ½ inches thick) over the existing driveway and can cost an average of $ per square foot. It's. 50 per square foot and $50 per square foot. Find driveway contractors near me on slash-it.ru When choosing driveway paving materials it is important to. While asphalt may cost anywhere between $2 and $4 per square foot to install, concrete typically costs upwards of $4 per square foot. Installation. Ease of. Concrete driveway costs vary depending on the amount you lay, but they can range from $5 to $20 per square foot. Cost comparison of asphalt paving with gravel.
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While Venmo requires all parties involved in a transaction to be using the same app to send and receive payments, Zelle offers a more inclusive approach. Your. Cost. No charge for sending money from a linked bank account, debit card or your Venmo account; a 3% fee for sending money using a linked credit card · Transfer. Venmo, Cash App, and Zelle are all peer-to-peer mobile payment apps that allow users to transfer funds from a linked bank or credit union account to another. Zelle® is fast, easy and free with the U.S. Bank Mobile App and online banking. Send and receive money with friends and family using Zelle® Pay. Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the US, typically within minutes. But those in high-loss states are not covered by residential insurance at the same rate as those who live in low-loss states, which may leave consumers more. Zelle is designed for sending money between friends and family, while Venmo is more geared towards businesses and merchants. Zelle®: A fast and easy way to send money · There are no fees to send or receive money in our app · Money moves directly to their account in minutes · You only. A big difference is that Zelle is a service offered by participating banks and Venmo is a third-party service unaffiliated with any bank. While Venmo requires all parties involved in a transaction to be using the same app to send and receive payments, Zelle offers a more inclusive approach. Your. Cost. No charge for sending money from a linked bank account, debit card or your Venmo account; a 3% fee for sending money using a linked credit card · Transfer. Venmo, Cash App, and Zelle are all peer-to-peer mobile payment apps that allow users to transfer funds from a linked bank or credit union account to another. Zelle® is fast, easy and free with the U.S. Bank Mobile App and online banking. Send and receive money with friends and family using Zelle® Pay. Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the US, typically within minutes. But those in high-loss states are not covered by residential insurance at the same rate as those who live in low-loss states, which may leave consumers more. Zelle is designed for sending money between friends and family, while Venmo is more geared towards businesses and merchants. Zelle®: A fast and easy way to send money · There are no fees to send or receive money in our app · Money moves directly to their account in minutes · You only. A big difference is that Zelle is a service offered by participating banks and Venmo is a third-party service unaffiliated with any bank.
Venmo is the fast, safe, social way to pay and get paid. Join over 83 million people who use the Venmo app today. SEND AND RECEIVE MONEY. This article will compare four top contenders— Cash App, Venmo, Zelle and PayPal, to help you understand their features and choose the one that fits your needs. When you use Zelle® within Navy Federal digital banking,* your information is protected by the same technology we use to keep your other transactions secure. Zelle® is a fast, safe and easy way to send money in minutes1 to your friends and family, right from the City National Bank App® This is how money moves. Zelle offers the ability to transfer funds immediately since it is run through your bank. Venmo, on the other hand is free for standard transactions (that take. Zelle® has partnered with leading banks and credit unions across the Then yesterday after getting the same message as the previous day, I called. Zelle® has partnered with leading banks and credit unions across the U.S. to bring you a fast, safe and easy way to send money to friends and family. Zelle Vs Venmo: Which To Use And When · Zelle is a person-to-person app that lets you send money quickly from your bank account to any other. It's not a standalone app like Venmo but rather a network of major banks and financial institutions. This means that if your bank is part of the Zelle network. Zelle® is free in our mobile app and Online Banking. Nearly Everywhere. Zelle® is in most people's banking apps, and money is sent directly between accounts. Zelle is cleaner for the bank statements too because it will include the name of who sent the money. Venmo tries to act as it's own “bank”. Zelle comes with an FDIC insured platform, while Venmo does not have any such security measure. ○ Venmo can only be used through its app to make. Zelle® is a fast, safe and easy way to send and receive money with friends, family and others you trust. Look for Zelle® in your banking app to get started. What protections do I have when I use Zelle?Expand. Zelle® is intended to replace instances where cash and checks are being exchanged, you do not have the same. Welcome to Venmo! Manage your account balance, send/receive money, split bills, pay friends, and stay connected with your network all in one place. *Venmo does not charge for sending money from a linked bank account, debit card, or your Venmo account. There is a 3% fee for sending money using a linked. Are Venmo and Zelle same? Both these products offer similar features but with a different approach. While Venmo emphasizes on user experiences, Zelle focuses on. Zelle is a United States–based digital payments network run by a private financial services company owned by the banks Bank of America, Truist, Capital One. You can send money to people 1 you know and trust with a bank account in the US. When using Zelle ®, at least one side of the transaction (sender or receiver). Learn how to steer clear of scammers when using Zelle Zelle® is a fast and convenient way to send and receive money with people you know and trust like.
Hi I know this might be an old thread but its something Im interested in also. Can anyone tell me if the customs have direct access to your records?. can they. How do I know if I have a criminal record? If you have ever been arrested If you would like to get a record with information from more than one state, you can. All criminal cases are public record. Even those cases that did not result in a conviction remain publicly accessible. Consequently, if you have. Inquiry into and consideration of criminal history occurs only after the prospective employee has received a conditional offer of employment;; The employer may. Criminal records in Arizona are public and can be accessed in several local law enforcement and court databases in accordance with the Arizona Public Records. Will my sealed criminal records show up on a background check? Sealed convictions should not show up on any background check run by an employer or licensing. Yes. Criminal cases are part of the public record as a matter of transparency and safety. Because these records are public, they do not contain all information. Having your criminal record suspended does not erase being found guilty of a criminal offence, or being “convicted”. This means you must answer “yes” if someone. Older convictions also don't always show depending on databases and the belief that older convictions without new convictions aren't a good predictor of. Hi I know this might be an old thread but its something Im interested in also. Can anyone tell me if the customs have direct access to your records?. can they. How do I know if I have a criminal record? If you have ever been arrested If you would like to get a record with information from more than one state, you can. All criminal cases are public record. Even those cases that did not result in a conviction remain publicly accessible. Consequently, if you have. Inquiry into and consideration of criminal history occurs only after the prospective employee has received a conditional offer of employment;; The employer may. Criminal records in Arizona are public and can be accessed in several local law enforcement and court databases in accordance with the Arizona Public Records. Will my sealed criminal records show up on a background check? Sealed convictions should not show up on any background check run by an employer or licensing. Yes. Criminal cases are part of the public record as a matter of transparency and safety. Because these records are public, they do not contain all information. Having your criminal record suspended does not erase being found guilty of a criminal offence, or being “convicted”. This means you must answer “yes” if someone. Older convictions also don't always show depending on databases and the belief that older convictions without new convictions aren't a good predictor of.
However, driving related fines and tickets will go on the driving record. If you are convicted, will it always go on your criminal record? No. Under the Crimes. However, the Board may request additional information from you regarding your criminal history in order to determine if the crime was substantially related to. Hawaii became the first state to prohibit employers from asking job applicants if they have been convicted of a crime (HRS §) to create opportunities for. One of the most serious long-term ramifications is that you will have a permanent criminal record that can affect your ability to obtain a job, housing. What types of convictions must I disclose? You are not required to disclose any information regarding your criminal history. The. Board will receive your. In most cases, sealed/expunged records will not appear on background checks. This means it may be easier for you to apply for a job, professional license, get. That information is then searched against Massachusetts court records to determine if there is a possible record for that person. This type of criminal record. (Even a misdemeanor can affect your employment prospects, whether it's a charge or a conviction.) You must answer truthfully, but you aren't required to. Arrests with no prosecution or conviction will show on a background check unless the arrest was sealed and destroyed in California by way of a Petition for. If you have been charged with a crime, even if you were found not guilty or were never convicted, you have a criminal record and may require a pardon. The answer is no, you do not have a criminal record for a crime, but if you've been charged with an offense and the charge was later dismissed, it's important. However, employers cannot refuse to hire you based on your criminal record without first notifying you, giving you a copy of your CORI or criminal history. Depending on their rules, a country may refuse you entrance if you have a criminal past. If you have committed a crime of “moral turpitude,” which indicates. Any conviction prevents the removal of the record from the Criminal History files. A notation that the court record was expunged will appear provided the Clerk. An arrest will show up even if you were not charged. However, each court case on a person's criminal record also provides the “disposition” (i.e., outcome) for. What You Need to Know You can request a criminal history record response that is either unsuppressed or suppressed. If you need both responses, you must. You can also request an expungement when someone uses your identification without your consent and is charged with a crime. If you can prove that the continued. Although convictions and cautions stay on the Police National Computer until you reach years old (they are not deleted before then), they don't always have. Determining Criminal Inadmissibility: Convictions vs. Non-Convictions · An arrest record for being charged, but no convictions · Acquittals · Participation in a. A criminal record does not begin at the time you are arrested. A case will appear on your criminal record once you are brought into court and formally charged.
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Stipends are fixed amounts paid to certain individuals to cover expenses such as food, commute and housing. A stipend is a sum of money that is paid regularly, especially to a magistrate or a member of the clergy, as a salary or for their living expenses. [ ]. a fixed, regular income that is usually not based on an amount of work done: As a student advisor, she gets a monthly stipend from the college. A salary; settled pay. Man- gam v. Brooklyn, 98 NY , 50 Am. Bep. In English and Scotch law. A provision made for the support of the clergy. stipend meaning, stipend definition | English Cobuild dictionary. Play 1 n-count A stipend is a sum of money that is paid regularly, especially to. Stipend means the fee paid to a design-builder by a contracting unit to encourage competition. Sample 1Sample 2Sample 3. A stipend is defined as a fixed sum of money paid all upfront or periodically to cover living expenses and other costs as well as to pay for services provided. Stipend definition: A fixed and regular payment, such as a salary for Stipend Is Also Mentioned In. stipendiate · perpetual curate · assistantship. A stipend is a predetermined, fixed amount paid to individuals, mainly on a regular basis, either for expenses or as support while doing particular activities. Stipends are fixed amounts paid to certain individuals to cover expenses such as food, commute and housing. A stipend is a sum of money that is paid regularly, especially to a magistrate or a member of the clergy, as a salary or for their living expenses. [ ]. a fixed, regular income that is usually not based on an amount of work done: As a student advisor, she gets a monthly stipend from the college. A salary; settled pay. Man- gam v. Brooklyn, 98 NY , 50 Am. Bep. In English and Scotch law. A provision made for the support of the clergy. stipend meaning, stipend definition | English Cobuild dictionary. Play 1 n-count A stipend is a sum of money that is paid regularly, especially to. Stipend means the fee paid to a design-builder by a contracting unit to encourage competition. Sample 1Sample 2Sample 3. A stipend is defined as a fixed sum of money paid all upfront or periodically to cover living expenses and other costs as well as to pay for services provided. Stipend definition: A fixed and regular payment, such as a salary for Stipend Is Also Mentioned In. stipendiate · perpetual curate · assistantship. A stipend is a predetermined, fixed amount paid to individuals, mainly on a regular basis, either for expenses or as support while doing particular activities.
A stipend refers to a fixed sum of money or payment provided to an individual, typically on a regular basis, in exchange for services rendered or for the. The term stipend means fixed or scheduled payment or financial allowance as a support for one's living expenses, educational or training costs. This means adding the stipend amount to the employee's taxable income and withholding taxes accordingly. The second option is to treat the fringe benefit's. This 'stipend' amount is a pre-determined sum paid by the employer to aid offset expenses. Usually, stipends are paid to that category of people who are not. A stipend is a fixed, regular payment, usually meant to pay for something specific. It's kind of like an allowance. A stipend is a form of salary, such as for an internship or apprenticeship. Stipends are usually lower than what would be expected as a permanent salary for. A stipend is a sum of money that is paid regularly to someone, for example a member of the clergy, for their services or to cover their living expenses. The term Stipend refers to the nominal sum of the amount paid to individuals who are not regular employees like interns and trainees. A stipend is a fixed. A stipend is a fixed sum of money paid periodically for services or to defray expenses. The fact that remuneration is termed a. Stipend definition: a periodic payment, especially a scholarship or How does stipend compare to similar and commonly confused words? Explore the. A stipend is a periodic payment other than wages paid to a student in connection with educationally related activities undertaken by the student. What is a Stipend? Stipend is a form of support paid to individuals to help them meet the living expenses. This allowance is typically paid to individuals. A stipend is actually a set amount of money given or paid on either a routine basis for work or to cover expenditures, such as a grant, apprenticeship, or. Define stipend. stipend synonyms, stipend pronunciation, stipend translation, English dictionary definition do that his stipend would be nearly what I used to. A stipend is a regular fixed sum of money paid for services or to defray expenses, such as for scholarship, internship, or apprenticeship. A scholarship/fellowship used for expenses other than qualified expenses is taxable income. Taxable scholarships/fellowships are generally referred to as. stipend · Educationa payment, esp. to a student:a small stipend to buy books. · fixed or regular pay; salary:an annual stipend. STIPEND meaning: a usually small amount of money that is paid regularly to someone. A stipend is an additional, smaller sum of money that supports employees and their work. Salaries are much larger than stipends. Salaries are typically larger.